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    “For over 22 years I have worked in transportation insurance services,
    helping Vermont truckers stay legal and protected.”

    ~ Theresa McGee

    Request a Quote Today!
    Theresa McGee Trucking Insurance Specialist

Financial Protection For The Trucking Industry

As a trucker operating in the state of Vermont, whether you are an independent operator or a motor carrier, you may require a Trucking Insurance package through Holden Insurance to protect the operations of your business. A business auto policy is designed to provide liability and physical damage coverage for your truck, but it does not cover the property you are transporting for your customer. For this type of protection you need inland marine coverage. If you own or rent commercial property, a BOP or commercial package policy can provide coverage for your building (if you own it) and your business property, such as tools, equipment, and office furniture. Workers compensation insurance will be required if you have employees on payroll who work for you in the office, as a driver, or in any other job capacity.

Trucking Insurance in VT

The MCS-90 Endorsement

Depending on where you haul and what you haul, there are different filings you need to know in order to be compliant with state and federal law. The Federal Motor Carrier Act imposes a level of required financial responsibility on motor carriers who are involved in interstate trucking activities. As a result, motor carriers must file proof that they have secured the adequate financial responsibility obligation. One such means is through the purchase of a commercial auto liability insurance policy with an MCS-90 Endorsement attached.

We understand that you may have questions about the options available. We invite you to speak with one of our commercial insurance specialists. They can walk you through the insurance shopping process so you can make an informed decision about the trucking insurance package that is right for your Vermont company. Request a free insurance cost review today!